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Compare quotes from Travelers, Safeco, Progressive and Nationwide (+ other great companies) to get the Best Homeowners Insurance Rate.
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Homeowners Insurance Coverage
Structure
Your policy needs to have enough coverage to rebuild your home.
Personal Property
Coverage for your personal belongings such as clothing and furniture.
Liability
Protection if you’re sued for slips, trips and falls or dog bites.
Scheduled Items
Coverage for your specialty items such as jewelry, firearms or art.
Check out our full homeowners insurance coverage guide.
Homeowners Insurance Discounts
Did you know you could save up to 40% on your premium just by adding discounts? Some of the most common are the multi-policy discount, claims-free and burglar alarm. However, there are many more you may not be aware of.
We've compiled a list of 24 homeowners insurance discounts to help you get the best deal possible.
Where we operate
We are currently licensed for homeowners insurance in Missouri, Illinois and Kansas. We can't wait to add more states and help more people as we grow.
Other Personal Insurance Policies
We offer many other personal insurance policies such auto, motorcycle, boat, life, umbrella, rental property and more. The more you bundle, the more you can potentially save.
Did you know that bundling your homeowners insurance with your auto insurance saves an average of 18%?
Another great benefit to having all your policies with one agency is only having to call one place with any questions you may have. Whether that be for renewals, claims or billing, our customer service delivers a smooth and connected experience.
Frequently Asked Questions
The average cost of homeowners insurance in Missouri is $1,721 per year, according to a Partners Insurance analysis of home insurance premiums.
Max out your discounts i.e. bundle your auto insurance, install smart home devices for security and water leak detection.
Have an independent agent compare homeowners insurance quotes from multiple companies.
No, insurance companies use a soft pull system that will not be reflected as a hard inquiry on your credit report.
The market value of your home is often different than the rebuild cost. Insurance only takes into account what it would cost to rebuild your home based on current labor and material costs.
We recommend choosing a deductible that you can afford and have an emergency fund set up for. For example, if you have a $1,500 emergency fund, you shouldn't choose a deductible higher than that amount.
Check out Google reviews for local agencies. They should have positive testimonials from real customers. Contact those agencies and ask how they are different than the competition. If they just say they're the cheapest, move on to the next one.
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