MISSOURI LIFE INSURANCE
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Missouri Life Insurance Coverage
Term Life
A life insurance policy that provides coverage for a predetermined period, usually 10 - 30 years.
Whole Life
Permanent life insurance policy that has fixed premiums and a guaranteed cash value.
Universal Life
Permanent life insurance with flexible premiums and cash value that is tied to a specific interest rate.
Variable Life
Permanent life insurance with investment options such as stocks, bonds and money market funds.
Other Personal Insurance Policies
We offer many other personal insurance policies such homeowners, auto, motorcycle, boat, umbrella, rental property and more. The more you bundle, the more you can potentially save.
Another great benefit to having all your policies with one agency is only having to call one place with any questions you may have. Whether that be for renewals, claims or billing, our customer service delivers a smooth and connected experience.
Frequently Asked Questions
A life insurance policy that provides coverage for a predetermined period, usually 10 - 30 year.
If the insured dies during the policy period the death benefit is paid to the policy beneficiary.
A permanent life insurance policy that has fixed premiums and a guaranteed cash value.
Permanent life insurance with flexible premiums and cash value that is tied to a specific interest rate.
Permanent life insurance with investment options such as stocks, bonds and money market funds.
Life insurance pays a death benefit to your beneficiary should you die during the policy period.
Permanent life insurance policies last for your entire life whereas term life insurance has a specified expiration.
Life insurance premiums will depend on several factors such as:
- Age
- Gender
- Health history
- Tobacco use
- Alcohol and drug use
- Death benefit amount
- Body mass index (BMI)
- DUI's on driving record
- Type of policy: permanent life or term life
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